CEO & FOUNDER, INSIKT
James is a leading social entrepreneur and innovator in financial technology.
In 2005, James founded Oportun (formerly Progreso Financiero), the leading provider of micro-loans to US Hispanics that recently surpassed $1.5 billion in loans and over 500,000 borrowers. As CEO from 2005-2012, James led Oportun from its development as a nascent start-up to a market leader and raised over $250 million of debt and equity. Under James’ leadership, the company scaled annual loan originations to over 200,000 with revenues of $65 million, 85 stores in California and Texas, and 600 employees.
James served on the Fed’s Consumer Advisory Council and Centennial Advisory Committee, and also architected three federal and state laws to increase the availability of affordable small dollar loans. James was also an early investor in Trulia, StubHub, OnDeck Capital, and Icon Aircraft.James graduated with a B.A. in Economics from Yale and M.B.A. from Stanford’s Graduate School of Business.